How to create a home inventory list Take photos Try setting a yearly or monthly repeating reminder to ensure you keep it as up to date as possible. Keep your inventory up to date whenever an item is sold, purchased, changes in value or is altered. Having your home contents inventory completed as soon as possible maximises the chance that you’ll have it done before an unexpected event that damages your contents. Get a Home and Contents Insurance Quote When to make a home inventory list A serial number, if it’s an electronic appliance or item.For some items, such as antiques, it might be helpful to get a professional valuer. A receipt, if you have one, showing where you purchased the item from.Ideally, the list will include the following: From things such as Grandma’s antique jewellery to the hand-me-down family rug, it’s important to note any items, including furniture, and personal belongings in your home. It can seem like a big task because of how much it includes. This also allows you to assess the total value of your contents which can help reduce the likelihood that you are underinsured for items on your list. In the event that something were to happen to your home or contents, you could assist your insurer in processing your claim quicker by providing proof of ownership and of value. It may seem overwhelming, but there are a few things you can do to make the task easier.Įvery homeowner, or renter with belongings, should consider a contents inventory.
This is where a home inventory list can help. But when making a claim, listing your home contents, and estimating their cost, can involve unnecessary stress and uncertainty. Home and Contents Insurance is here to help when the worst happens.
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